At CBS Insurance we provide advances to qualified agents. Advances are a privilege that we like to extend to our agent’s. In order to justify those advances we look at your Quality Business Index (QBI). If your QBI is not up to company standards we reserve the right to reduce or eliminate your advances. Please see the below example as this may qualify an agent for a 6 month advance.
Example:
Less than 10% NTO.
A persistency of above 70% in the 13th month.
At CBS we are committed to working with you every step of the way. If you need clarification as to why your advances were stopped, would like tips on how to improve your numbers in order to get your advances turned back on or would just like to review your numbers please feel free to call our office!
Please Be Advised That Your Advance Rate and Appointment Status with CBS will be subject to your QBI Rating.